AI-generated practice question — model-generated for extra practice, not a previous-year CBSE board question.
Answer: B
Soap reacts with calcium and magnesium salts present in hard water to form insoluble salts, which appear as a white curdy precipitate (scum).
Source: Soaps and Detergents, Chapter 4
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The textbook explicitly states: "This is caused by the reaction of soap with the calcium and magnesium salts, which cause the hardness of water" — forming an insoluble precipitate. Options A, C, and D are factually incorrect and not supported by the text. Examiners expect students to identify the correct chemical cause (reaction with Ca/Mg salts) and the result (insoluble/curdy precipitate).